Fraser

Interest only: 75%LtV max 262K max
Loan to income 4.49 loan to income  220 means gross 49K
Subject to affordability is servicable on interest
2 year interest only is fine, repayment strategy would be a sale maybe
discounted 30%

Full pension numbers needed.

F to check on the age issue

Maybe the age would be an issue if we wanted to change to a mortgage
after two years...

Prepayment charge 

Evidence will be required, soon, mortgage advisor does the regulatory
overview and recommends a product.

Stepped 2yrfixed 2% for full repayment 10% no fee
         floating rate 

Need to ask for consent to lease
All of the above is for a residential mortgage

AiP once fact-find document is filled in and sent back, should be
quick based on what I've told him now.

6-8 weeks to actually give us the money.