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annotate handelsbank.txt @ 63:f01e9358d1fd

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renamed
author Henry S Thompson <ht@inf.ed.ac.uk>
date Mon, 06 Oct 2025 20:35:35 +0100
parents 4e5143f5a726
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Henry Thompson <ht@markup.co.uk>
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1 Fraser
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Henry Thompson <ht@markup.co.uk>
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2
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Henry Thompson <ht@markup.co.uk>
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3 Interest only: 75%LtV max 262K max
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Henry Thompson <ht@markup.co.uk>
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4 Loan to income 4.49 loan to income 220 means gross 49K
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Henry Thompson <ht@markup.co.uk>
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5 Subject to affordability is servicable on interest
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Henry Thompson <ht@markup.co.uk>
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6 2 year interest only is fine, repayment strategy would be a sale maybe
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Henry Thompson <ht@markup.co.uk>
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7 discounted 30%
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Henry Thompson <ht@markup.co.uk>
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8
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Henry Thompson <ht@markup.co.uk>
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9 Full pension numbers needed.
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Henry Thompson <ht@markup.co.uk>
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10
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Henry Thompson <ht@markup.co.uk>
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11 F to check on the age issue
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Henry Thompson <ht@markup.co.uk>
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12
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Henry Thompson <ht@markup.co.uk>
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13 Maybe the age would be an issue if we wanted to change to a mortgage
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Henry Thompson <ht@markup.co.uk>
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14 after two years...
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Henry Thompson <ht@markup.co.uk>
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15
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Henry Thompson <ht@markup.co.uk>
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16 Prepayment charge
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Henry Thompson <ht@markup.co.uk>
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17
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Henry Thompson <ht@markup.co.uk>
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18 Evidence will be required, soon, mortgage advisor does the regulatory
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Henry Thompson <ht@markup.co.uk>
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19 overview and recommends a product.
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Henry Thompson <ht@markup.co.uk>
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20
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Henry Thompson <ht@markup.co.uk>
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21 Stepped 2yrfixed 2% for full repayment 10% no fee
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Henry Thompson <ht@markup.co.uk>
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22 floating rate
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Henry Thompson <ht@markup.co.uk>
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23
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Henry Thompson <ht@markup.co.uk>
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24 Need to ask for consent to lease
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Henry Thompson <ht@markup.co.uk>
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25 All of the above is for a residential mortgage
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Henry Thompson <ht@markup.co.uk>
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26
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Henry Thompson <ht@markup.co.uk>
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27 AiP once fact-find document is filled in and sent back, should be
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Henry Thompson <ht@markup.co.uk>
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28 quick based on what I've told him now.
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Henry Thompson <ht@markup.co.uk>
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29
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Henry Thompson <ht@markup.co.uk>
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30 6-8 weeks to actually give us the money.
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Henry Thompson <ht@markup.co.uk>
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31