|
2
|
1 Fraser
|
|
|
2
|
|
|
3 Interest only: 75%LtV max 262K max
|
|
|
4 Loan to income 4.49 loan to income 220 means gross 49K
|
|
|
5 Subject to affordability is servicable on interest
|
|
|
6 2 year interest only is fine, repayment strategy would be a sale maybe
|
|
|
7 discounted 30%
|
|
|
8
|
|
|
9 Full pension numbers needed.
|
|
|
10
|
|
|
11 F to check on the age issue
|
|
|
12
|
|
|
13 Maybe the age would be an issue if we wanted to change to a mortgage
|
|
|
14 after two years...
|
|
|
15
|
|
|
16 Prepayment charge
|
|
|
17
|
|
|
18 Evidence will be required, soon, mortgage advisor does the regulatory
|
|
|
19 overview and recommends a product.
|
|
|
20
|
|
|
21 Stepped 2yrfixed 2% for full repayment 10% no fee
|
|
|
22 floating rate
|
|
|
23
|
|
|
24 Need to ask for consent to lease
|
|
|
25 All of the above is for a residential mortgage
|
|
|
26
|
|
|
27 AiP once fact-find document is filled in and sent back, should be
|
|
|
28 quick based on what I've told him now.
|
|
|
29
|
|
|
30 6-8 weeks to actually give us the money.
|
|
|
31
|
